Distributed Banking: Optimizing for Deposit and Loan Growth

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Advancements in seamless digital experiences and open data ecosystems are unlocking new possibilities for customers.

Expanding deposits is key to a bank’s success, and new channels are emerging to obtain retail deposits. 

  • Creating experiences that specifically cater to SMB banking is imperative. 
  • Delivering mobile excellence in direct engagement is a must. 
  • Recent fintech disruptors have also opened new distribution channels for offering loans to customers. 

Companies founded in the smartphone era are reshaping how applicants can obtain small loans and how a first-time home buyer can be approved for a mortgage. Extensive manual processes to approve a loan that can stretch for weeks can now be simplified into minutes by utilizing cloud-based automation. 

Banks that embrace the distributed model for loan growth and concurrently make strategic choices to enhance the direct experience for loan processing will be in formidable positions to achieve financial targets. 

Download our latest financial services ebook to learn more. 

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About Acoustic

Acoustic is an independent marketing cloud with the open platform needed for success in a dynamic world. We’re reimagining marketing technology by lessening the burdens of repetitive tasks and equipping marketers with powerful technology that is simple and easy to use. We give marketers more time to do what really matters—to think bigger and put themselves back into the work. We help marketers aim higher, bringing humanity back into marketing. Acoustic serves an international client base of more than 3,500 brands, including Fortune 500 companies, providing digital marketing, marketing analytics, content management, personalization, mobile marketing, and marketing automation solutions.

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Acoustic Connect helps you create campaigns that adapt to real-time behaviors, turning everyday interactions into long-term loyalty.

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